Viewing profile — rmesters

Last year when Apple acquired UK open banking startup Credit Kudos there was a lot of speculation on how Apple was going to use the open banking data technology. Frankly I’m quite …

GoCardless has an API that’s connected to 2.3k banks in Europe and UK. Free to use (up to a limit). Not open source though. Link: https://gocardless.com/bank-account-data/ [I work …

The article does not mention this, but much of the fraud can be removed by switching to bank payments (eg open banking payments) or by using the likes of BNPL. It’s nuts how much e…

Nordigen (nordigen.com) | Latvia (Riga) | Python Developer, Product Owner | Hybrid Remote (in Latvia) Nordigen is an open banking platform - we help fintechs to connect to consumer…

Depends. There's a bunch of providers (eg Yodlee) that ask for bank credentials (previously on HN https://news.ycombinator.com/item?id=18655712 ) Akoya in US and most European prov…

Here's two free solutions you can use for bank data sync (Nordigen & Saltedge): https://docs.firefly-iii.org/data-importer/install/nordigen-...

Shameless plug: OP mentioned Plaid as a way to sync bank accounts, but if anyone wants to use a Plaid alternative in Europe, check out Nordigen (it's free). Full disclosure: I'm on…

It's happening already: https://www.finextra.com/newsarticle/39905/cma-writes-to-bar...

Unfortunately, this is still common in Europe: https://sifted.eu/articles/open-banking-finance-battle/ In U.S. most "open banking" is still done via asking people to share their ba…

Open banking (the actual regulated type in UK and EU) replaces (1) the need to rely solely on credit bureau data to understand someone's creditworthiness, which is often faulty or …