Viewing profile — ramen-san

Admittedly I’m a little shocked and disappointed that the field of social science wouldn’t already be leaning heavily on the concepts of evolution to understand and explain human b…

"A bullshit job is not what Graeber calls “a shit job.” Hannibal, and many other of the bullshittiest employees, are well compensated, with expanses of unclaimed time." Wow... wher…

The share of young high tech companies seems pretty consistent over the decades, with the exception of dot com, which was no doubt an aberration. Not the norm. Also, it has ALWAYS …

Yes, it's true they have a stock buyback plan, so net-net it will be a wash. But the marginal decision remains the same - should we pay cash or shares for Github? If they really fe…

Agreed - definite 'strategic' rationale for the purchase. Can't get there by any conventional valuation method. But to put things another way, do you believe that having Github as …

Interesting that Microsoft paid with shares. They effectively just issued $7.9B in equity without having to go to the public markets for it. Granted it’s only ~1% of their $780B ma…

I understand your visceral reaction here, and agree that equity pools need to be increased in general. But isn’t that really a reflection on all the folks who choose to join a star…

It’s true, for people earning tech level salaries, the Bay Area is actually ‘affordable’ - see a comparison of earning and cost of living between SF and Kansas City here: https://r…

This is a great list of investment advice and wisdom. Notice that most of it is focused on the psychology of investing rather than tricks or tactics. Understanding the psychology o…

Ha! No doubt. No shortage of schleps and ‘tech debt’ at startups too. But if the company is doubling every year it will hard to not be swept up by that rising tide in terms of seni…

To put a finer point on that, it’s important to remember not all startups succeed. We never hear the TechCrunch stories about the startup that quietly shuts down, or was sold to ma…

The reality is you need to increase your top line earning power. Working for decades earning average compensation for your location will get you an average outcome (which means a l…

Yes - if rates continue rising, along with prices, then returns will get compressed. Check out my analysis of that dynamic here: https://ramenretirement.com/2018/05/16/interest-rat…

5 years ago was a great time to invest in real estate. Today is probably okay, though prices have risen dramatically across the board (even the cities that got crushed in the reces…

The fed agrees with you. That’s why they have an inflation target of ~2%. They’re basically saying outright that they expect to erode the purchasing power of the USD over time. It’…

Well, for context, mortgage rates have hovered between 3.5-4.5% for almost a decade. Rates now going over 4.5% is new, but it’s not a HUGE change yet, and still well below historic…