Live data from Hacker News

Viewing profile — phoenixy1

phoenixy1

HN member
Joined
Tue, Mar 20, 2012, 9:07 PM UTC
HN karma
152
Public activity
67 items

About phoenixy1

I work @Plaid

Recent public activity

  1. comment
    Comment #48590930

    This rule of thumb, when used correctly, is supposed to refer to womens' dress straight sizes. As in, for an average height woman, losing 10 lbs is roughly equivalent to going from…

  2. comment
    Comment #48288275

    These are really good changes for your overall health, but what I hear anecdotally is that a lot of the young adults diagnosed with colon cancer don't have traditional colon cancer…

  3. comment
    Comment #48187943

    Yes, Anthropic, OpenAI, and Cloudflare, among others.

  4. comment
    Comment #48187925

    I think what you're missing is that prior to the acquisition, Anthropic was a customer of Stainless. They did not need to "rummage through [their] data and workflows" to understand…

  5. comment
    Comment #48154113

    The front page of Hacker News was not exactly the place where I was expecting to discover that you were changing jobs, but congrats, Tim!

  6. comment
    Comment #48152229

    You totally could, but the purpose of the OpenAI/Plaid integration is to help you analyze your spending and finances with OpenAI (using it as a budgeting/financial planning app), s…

  7. comment
    Comment #48152076

    This is a common belief, but the CFPB has stated your bank is still legally required to make you whole in the event of fraud even if you handed over your username and password to a…

  8. comment
    Comment #47895563

    We just this week launched a new sign-up flow to make it waaaay easier for non-businesses to use Plaid, I posted some details below. Actually, as part of publicizing our new hobbyi…

  9. comment
    Comment #47895489

    So you don't have to be a business to use Plaid, but you do have to be a business to buy Plaid via the Sales channel rather than via the self-serve channel. Admittedly, when folks …

  10. comment
    Comment #47407528

    Plaid has a pay-as-you-go option that's only about $2/month for this use case. (I believe the current rack rate PAYG pricing is 30 cents per month per connected bank login).

  11. comment
    Comment #47318612

    Thanks for the details! Glad to hear you've got full Production access -- if any of the security attestation requirements seem unreasonable for your use case, feel free to reach ou…

  12. comment
    Comment #47316949

    Plaid does support personal use (including personal use access for Chase). I'd actually be interested in seeing where you saw that it doesn't support Chase for personal access so I…

  13. story
  14. comment
    Comment #46948403

    Plaid does have products that do request bank credentials, but those products are not used for age verification. It's very common that a given customer-facing flow will use multipl…

  15. comment
    Comment #46947809

    I work at Plaid. Plaid's KYC product doesn't ask for bank login credentials. (EDIT: I originally had a line in here saying "nor do any of our competitors' KYC products, that I know…

  16. comment
    Comment #46485983

    My heuristic is that if your interlocutor asks follow-up questions like that with no indication of why (like “why do you want to do X?” rather than “why do you want to do X? If the…

  17. comment
    Comment #46467235

    I work at Plaid, so this got me curious about who their provider was -- per Wikipedia, Mint used Intuit's internal account aggregation tools from ~2010-2024. It's possible that Min…

  18. comment
    Comment #42921478

    TD Bank has signed a data sharing agreement with Plaid: https://stories.td.com/ca/en/news/2023-12-14-td-bank-group-a...

  19. comment
    Comment #41040426

    From the article, it's not clear that the prevailing reasonable meaning was Connected Parties. In fact, it sounds like the author thought the meaning was connected parties -- other…

  20. comment
    Comment #40736100

    These were popular at my workplace maybe seven years ago, and while I was into the idea at first, IMO it was impractical most of the time. Turns out it's a pretty unreasonable burd…

  21. comment
    Comment #40152083

    The context isn't fully spelled out, but Powell is describing the inspiration for "The Interrogative Mood: A Novel?" Those lines are the beginning of his novel and the novel itself…

  22. comment
    Comment #39650049

    I can't speak to the Plaid/Square integration specifically and why transaction history is requested in that case, but in general, a common reason Plaid would want transaction histo…

  23. comment
    Comment #39362153

    It's not. But an article explaining the real reasons why your resume was immediately thrown out (you have none of the required qualifications; you live in Australia and the job is …

  24. comment
    Comment #39277428

    I work at Plaid. The basic, non-discounted rate for the Transactions API is like 30 cents per connected account per month (or 45 cents per month if you're buying some optional add-…

  25. comment
    Comment #39276923

    I work at Plaid and I think that pricing info is a bit off — assuming we’re talking about just the APIs for transactions data (which is what the budgeting apps typically use) and t…