Viewing profile — p_roz

His selfish motives resulted in a new product that many people seem to like. I think it’s amazing that we have a system that can harness his ambition, benefitting both him and the …

Milton Friedman wasn’t wrong. It’s important to mention that he specifically stated that businesses should operate within both legal and ethical norms. Suggesting that unethical or…

Build more housing capacity. An increased supply of housing could support both long term housing and legal Airbnb rentals. Because of static supply, the two use cases are competing…

The point about the range of most cars meeting maximal needs reminds me of when some people buy a vacation home vs renting. People are willing to pay a premium to know for certain …

Health insurance should be decoupled from employment. Its tax advantaged treatment causes distortions in the costs and coverage offered. I’d rather see people get more of their com…

It depends on whether you sign up within the app or sign up on the Netflix site and simply log into the app. Paying through Apple will give them the 30% cut.

This is really cool. One suggestion. Allow the mouse to control the spaceship movement in both x and y directions. It’s intuitive to try to point the mouse to the place you want yo…

The government has distorted the market by subsidizing college with guaranteed student loans unable to be discharged in bankruptcy. I’m confident that a fully private market would …

That’s not true. If an organization benefits its customers/users in some way, it’s still doing a good thing if it captures some of that benefit in the form of profit.

The relentless competition in retail never ceases to amaze me. I remember when online order delivery times for basic items were measured in weeks. Now, I can order the most obscure…

Any ideology or policy prescription that does not accurately reflect the reality of human nature is bound to be ineffective or counterproductive. A lot of the claims in this articl…

This episode discusses the incentive structure of insurance companies, drug companies, and other middlemen driving up the price of drugs. The patent system with respect to drugs is…

Think about the demand for tax preparers each year. Higher demand Jan-Apr. Lower demand the rest of the year. Should companies be forced to hire tax preparers full time year round …

If you remove the opportunity to earn some money with gig work, you are forcing them into their next best alternative, which is starving or losing their home. I don’t see how that …

I think that the cost to the wealthy person is understated because of the opportunity cost of their time/resources. The fact that wealthy people don’t do this now without congestio…

This is a great example of the opportunity created by ‘the long tail’ of web platforms. I’m glad that people can make money making music and that listeners have so much more choice…

It’s immediately obvious that increasing the money supply and spending the money will result in inflation. MMT says that the only constraint on spending is inflation, but also turn…

This is a perfect example of the increase of government paternalism. Why shouldn’t kids have a choice of whether they want to eat meat or not? One size does not fit all.

“The specialization of labor is limited by the extent of the market” - Adam Smith Having more people is better for us on net because it gives us more human capital and allows us to…

Not every episode is like that. Take [0], where John Allison of BB&T discusses his business philosophy, and as an aside mentions that his bank doesn’t issue negative amortization m…

EconTalk. It covers everything. It has helped me sharpen my decision making. It exposed me to Paul Graham, which eventually led me here [0]. It is a collection of conversations, th…