Viewing profile — oldoverholt

The formula for calculating FICO credit scores isn't public, the processes for correcting errors on credit reports are not responsive, and lenders use questionable algorithms that …

Virtually every state lets landlords evict you for no reason at all.

I’m not sure who “we” is or what varieties of “whataboutism” “we’ve” universally decried, so I don’t know how to reply to this.

I don’t know enough about the social credit stuff to refute your characterization of it, but a financial credit score very much follows you even if you somehow end up with more mon…

It’s not direct, but the result can be the same (and it’s not just about being poor, it’s about a low credit score meaning you get shitty loan terms or a landlord isn’t willing to …

A low credit score might mean you can’t rent more desirable apartments or buy more expensive homes that are well-served by public transit, so yes, it could prevent you from using p…

Credit score absolutely affects what neighborhoods you can buy or rent in (so public schools) and whether you can afford private school. It’s obviously not a 1:1 comparison or “thi…

It's strange to me that the social credit system in China seems to rarely be discussed alongside credit scores in the United States, an already existing, massively opaque, punitive…

Just gonna drop this here, re: the availability of abortion services: https://www.guttmacher.org/fact-sheet/state-facts-about-abor...

I still think the ideal search experience was the era when Yahoo! would search the Yahoo! Directory by default, and allowed you to switch over to "Web" results that were actually G…

Lumping leftist politics under postmodernism is kind of a stretch, and the characterization of leftist politics here is like what you get when you learn about it from David Brooks …

The OpenBSD re_format man page is a quick read and super clear and helpful: https://man.openbsd.org/re_format