Viewing profile — nshelly

When I was an American PhD student in Zurich, none of the Swiss banks would accept me—except the official post office bank. This was due to the stringent FATCA laws, which made U.S…

I would assume they could also dump memory, i.e. `/dev/mem`. Agreed they would need to also do frequent memory snapshots, but lots of malware will also run in the background waitin…

Yes, great win all round, and also can help save on administrative costs. Poetically it was Einstein who said: Compound interest is the eighth wonder of the world. He who understan…

I imagine Quickbooks is adding more features as part of an upsell. The business loans by paying invoices upfront was a bit of a ZIRP policy though (now interest rates to SMB's like…

Intuit also produces Quickbooks -- which actually is SMB accounting software, and used internationally. As most of their revenue is from businesses who wouldn't easily be able to f…

Congrats Geoff! During a trek for Iraq and Afghan war veterans, Geoff made the time to meet with us and provide office hours on our hairbrained ideas. A few of us made it into YC a…

Would love to connect. My email is in my profile.

Superhuman. Not cheap, but I love how fast it is with its native app (Electron I think). They write updates immediately locally, and sync that in the background, so you can breeze …

Princeton's current 2018 size is $25.9B. In 2001 it was $8.4B, so a annual growth rate of over 6% per year. So Princeton would have to spend 1.6% of their endowment every year to o…

Is there a form of exercise you enjoy? Even walking is fine. Put on a podcast and go for a stroll (longer the better). Then afterwards, use the momentum and sense of accomplishment…

And in California, they (and their children) can also inherit the low tax basis from when their parents bought the property. Thank you Property 13.

Keep in mind Paragon Real Estate Group is motivated by turning over inventory and encouraging people to buy. > "longer term trends have always been positive" This suggests that you…

Good point. Prices for each CPT code accepted by by insurance company are kept secret, and the chargemaster published by a hospital is so inflated it's basically useless. For some …

You're right, patients get an itemized bill. The thing is the bill is pretty cryptic with CPT codes (and modifiers, ICD codes etc) practically unique to each payer as each payer in…

The amount an health insurance company pays is kept secret and we can assume is far less. Otherwise, insurance companies would find ways to open up more hospitals to compete with t…

Caring for an infant is hard, high-skilled work and something you want to get right. "Shaken baby" is a real thing and can lead to development disorders. A hands-on attentive caret…

Of course, of the 4,000 new residents, only 12% voted. The postage requirement was still required, and nearly all the new residents didn't bother to send in their ballots. And half…

I'm a fan too. I think we'd see fewer people take Uber/Lyft's for short drives (less than 2 miles), but commute traffic will stay the same due to "induced demand." Any reduction in…

Thanks for clarifying! That’s a lot of new track for one metro area. “Buying in bulk” seems to ring true with many of these expansions.

The Financial District of Manhattan (and Midtown) is the only place like that in the U.S., and most people have been to Times Square, so it does a good job conjuring up an emotiona…

It's just that many of the stakeholders in these areas such as long-time property owners in the westside of San Francisco and residents with rent control fearing gentrification wou…

If there were a Paris or Barcelona in the U.S, tons of people would move there. Cost of living in this "Paris" or "Barcelona" would skyrocket and you'd see the transit system hit t…