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neximo4

HN member
Joined
Tue, Dec 29, 2015, 2:23 PM UTC
HN karma
67
Public activity
79 items

About neximo4

I'm avoiding spam and don't like using my real identity so if you want to email me leave me your details in a comment I've recently left and I'll get back to you.

Recent public activity

  1. comment
    Comment #11669484

    Even looking at Gotthard tunnel is rather bad because it's just a tunnel though in very difficult conditions and large as you say is a bad comparison against a new railway network …

  2. comment
    Comment #11666443

    Crossrail is the 4th most costly 'megaproject' involving transport both under construction and 4th including all completed projects. There isn't any way to look at it where it isn'…

  3. comment
    Comment #11403290

    > On a per-unit sold basis, Tesla Model S is wildly profitable, with a gross margin north of 30% [1]. However, they are obviously still in startup mode, so they reinvest all of tho…

  4. comment
    Comment #11399806

    Hi! do you have contact details/email I can reach you on?

  5. comment
    Comment #11225676

    Never saw this card. Looks quite useful!

  6. comment
    Comment #11225451

    - Paypal in 1999? Didn't know they were free in 1999. It doesn't look like banks will start charging for transfers though, it's certainly not free to get customers. It can also be …

  7. comment
  8. comment
    Comment #11225056

    1) No fees using the card abroad. Exchange rate 'at cost'. 2) No fees using any ATM to withdraw cash (AKAIK when I asked the Mondo guys) 3) Instant notifications when you make a pu…

  9. comment
    Comment #11224971

    If you ask the bank they'll let you use it. I's still in a sort of beta phase but all UK banks have to have them soon under a HM treasury directive on 'Open Banking'.

  10. comment
    Comment #11224909

    I like there's absolute no fees when using the debit card abroad and you get the exchange rate 'at cost'. There's a building society that does this but it needs 5k or 500 a month i…

  11. comment
    Comment #11224863

    One thing that's quite nice about what they're doing, and rather profitable is the OD system. With a credit card you have a seperate account, so when you get cash it doesn't have t…

  12. comment
    Comment #11224494

    I got stuck on their annoying typeform. I was on my mobile and agree wasn't clicking properly it kept going back. Then I was too late. So.. it could be worse!

  13. comment
    Comment #11224422

    > UK banks are slow to innovate This is hardly true. The UK is one of the only countries which has a couple of simple features in banking no other country has: - Instant, Free tran…

  14. comment
    Comment #11224376

    Monese isn't a bank and neither is FFREES (they say so on their website) > https://register.fca.org.uk/ShPo_firmdetailsPage?id=001b0000... Mondo will offer banking services (lendin…

  15. comment
    Comment #11224364

    This is disingenuous, these aren't banks just UI. They won't have a single branch either, unlike these others (or their parents). Apart from Atom they're the only ones like this. M…

  16. comment
    Comment #11224330

    What they did is essentially handle crowdcube's load. They couldn't take all of them at once so they made an app that could and sent the links to the first 1m pledged users gradual…

  17. comment
    Comment #11223221

    Tried in 4 countries, Australia included. Granted its better and worse at times it is consistently worse off than using fb (via web browser), Telegram (Mac app) & Whatsapp (web app…

  18. comment
    Comment #11222128

    Also why does your chat client take soo long (we're talking 20s+) to start up if you're not in the US.

  19. story
  20. comment
    Comment #11215277

    I try to avoid it because its such a tease trying to get it just load up. To put things into perspective it's faster to load up Facebook with a web browser and just chat with that …

  21. comment
    Comment #11211278

    I never realised the NBBO could cross because of HFT. (Technically a market type order is required to prevent this, but the quote stuffing lags price) Definitely seems wrong.

  22. comment
    Comment #11211249

    I wish they'd just make their app start up faster and improve the quality of the app. Takes nearly 15 secs to half a minute to connect, quite consistently. Would love to jump on th…

  23. comment
    Comment #11204286

    There aren't too may startups in the Square Mile as it's defined. Just a couple of fintech ones in Canada square. My point is still the same, not many people live in SF or in Londo…

  24. comment
    Comment #11203680

    But people still commute there right? This is the point i'm trying to make, No one (and by that I man a small minority) lives in the city centre because it is too expensive. Applie…

  25. comment
    Comment #11203415

    Please tell someone this in Australia with a straight face (and London, but things have slightly changed over the past 2 or so year). It is not as easy to get capital as you think.…