Viewing profile — mndgs

So? Read the article, and? Some pretty basic payment flows.. Nothing about settlements, payment card messaging flow (you see a simplified logic in the article), nothing about other…

Beautiful con, tbh. I don't welcome this behavior (borderline criminal), but you have to admit - well played.

Not even a wager. Just out of ~100C sauna after 20 mins straight. Pretty normal, and I'm not Finnish. In that area though.

Lots of empty emotional statements, generalisations with no facts supporting them. Why bring this here? Release your anger somewhere else and really think about the issue before po…

It hurts my eyes to see spelling mistakes in error messages. I know English is not your first language, but, dude, in the age of autocorrect and AI, it is sloppy and screams incomp…

Nonsense. If 27% of GDP is suddenly gone, how US economy could be the largest? (rest of the world can substitute US trade between itself)

+2, very nice movie. Might be very eye-opening for any some about what it was like under USSR umbrella...

Played video games on ZX Spectrum and some Soviet computer at home. Wanted to learn to code games as a teen, took a course in Basic, very shallow. Then in high school some exposure…

Spot on! If you add car tuning or PC overclocking, you might as well call it a hobby.

Maybe because Lithuanian has 3 kinds of stresses...

Watch this, where he goes through the questions and explains how he did it: https://www.youtube.com/watch?v=1Mx_xhiIRpw I'm pretty good with Excel, my main tool at the job for over…

True that

Who is pushing this agenda? NY Times, never expected this from you..

Beautiful text, easy to read, one can immediately feel that author knows what she is doing. Light, but long and sad at the same time. With an aftertaste of hope at the end. Nice wo…

Nonsense, by that logic Lithuania should have been a #2 military power long time ago (having built nukes from a civil nuclear reactor) (it used to operate #2 largest nuclear reacto…

It's based on ISO20022 messaging standard. Networking and security is typically custom in each country/standardized payment system.

You can, just the central bank /regulator of that country needs to want it. Example: Sweden, which now transacts on SEPA, jointly with EUR currency.

True that, ISO 20022 based.

Won't happen. Ever. Or concede to money laundering.

SEPA also works for SEK now, other EU currencies are in pipeline. Swift is just a messaging standard and a message exchange network (distributed). SEPA is that, plus a settlement s…

Yes, min transfer 0.01 EUR

Expensive

Sorry for a probably unpopular opinion here, and let me generalize a bit: Gen Z all the way... (Saying this makes me feel a bit old, I guess I'm certainly am than the author). On a…

Totally. Cheap, superficial clickbaity lists generating traffic via HN. But TBH though, it worked, respect.

FINALLY. Good God, how annoying those website signups with "a good password must use a, b and c" are... It seems a lot of site devs know shit about what a good password is.