Viewing profile — misaelm
misaelm
HN member- Joined
- Mon, Feb 24, 2014, 7:19 PM UTC
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- 82
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- 19 items
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About misaelm
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Recent public activity
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Comment #10706465
Those terminals "don't work" yet . The hardware as you mentioned is there (slot/RFID) but it needs to be enabled by the software loaded to the POS for it to work.
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Comment #10279942
Mastercard calls it the "Automatic Billing Updater" [1]. For non-fraud related reissues, it's not a flaw but actually an enhancement: you don't have to remember to update your card…
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Comment #9434386
I'll just add that starting in October, the merchants will be liable for magstripe transactions completed with counterfeit cards but not for those coming from other type of frauds …
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Comment #8899396
Tabs being treated like apps is definitely annoying. However, you can fix that by going to the chrome settings and turning off the "Merge tabs and apps" switch. Why "on" is the def…
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Comment #8772501
I built a small app that retrieves data from a remote server, builds a summary and then pushes it to a local html file. Number of people that tried it when I told them that to make…
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Comment #8607807
I really like grafana but unlike the parent's suggestions, it uses Flot not D3 as the charting backend.
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Comment #8557388
From their help page: If you exceed the limit of your current storage plan, you won’t be able to upload additional content but you'll still be able to view, download and delete you…
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Comment #8476158
I would add that if the "FICO score forced you to take on debt" it would give a better score to someone with a 95% debt to credit line ratio than to an otherwise equal individual w…
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Comment #8476112
That is mostly the case for consumer loans. For commercial lending, the parametric score is just one factor of the overall underwriting analysis which, among other things, has loan…
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Comment #8456791
If by "companies behind the card" you mean banks, the reason they send you a plastic with a new account number when there's an issue is not only to protect you (although you aren't…
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Comment #8439431
If you have Ghostery (or anything similar) you need to enable DoubleClick for it to work.
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Comment #8335027
I don't know how it works for Amazon, but my guess is that only for the products that get a lot of traffic (e.g. kindle) you have enough "honest" opinions to get rid of the bias.
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Comment #8320755
Not necessarily. For FICO scoring purposes, you may carry a balance and still never pay a dime in interest: FICO considers your balance at the end your cycle, not the balance after…
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Comment #8319268
It's hard to know exactly goes into the credit score calculation since the algorithm is proprietary but, anecdotally, you can carry a small balance (e.g. <10% of your credit line) …
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Comment #8319223
Lenders do rely on a variety of factors when deciding who to lend money to but the credit score (as in FICO in the US) doesn't depend "on where you are and what you're planning to …
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Comment #7876142
Stacked charts are no better when trying to compare categories other than the one closest to the x-axis against each other.
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Comment #7727537
I was curious too and noticed that those are SVG charts so after a quick check on the minified application.js it seems like it's D3.
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Comment #7620077
Actually, with all the press regarding recent data breaches (e.g. Target) you might see it happening before that. Some Chase and Citi cards are now being issued with chip.