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Viewing profile — misaelm

misaelm

HN member
Joined
Mon, Feb 24, 2014, 7:19 PM UTC
HN karma
82
Public activity
19 items

About misaelm

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Recent public activity

  1. comment
    Comment #10706465

    Those terminals "don't work" yet . The hardware as you mentioned is there (slot/RFID) but it needs to be enabled by the software loaded to the POS for it to work.

  2. comment
    Comment #10279942

    Mastercard calls it the "Automatic Billing Updater" [1]. For non-fraud related reissues, it's not a flaw but actually an enhancement: you don't have to remember to update your card…

  3. comment
    Comment #9434386

    I'll just add that starting in October, the merchants will be liable for magstripe transactions completed with counterfeit cards but not for those coming from other type of frauds …

  4. comment
    Comment #8899396

    Tabs being treated like apps is definitely annoying. However, you can fix that by going to the chrome settings and turning off the "Merge tabs and apps" switch. Why "on" is the def…

  5. comment
    Comment #8772501

    I built a small app that retrieves data from a remote server, builds a summary and then pushes it to a local html file. Number of people that tried it when I told them that to make…

  6. comment
    Comment #8607807

    I really like grafana but unlike the parent's suggestions, it uses Flot not D3 as the charting backend.

  7. comment
    Comment #8557388

    From their help page: If you exceed the limit of your current storage plan, you won’t be able to upload additional content but you'll still be able to view, download and delete you…

  8. comment
    Comment #8476158

    I would add that if the "FICO score forced you to take on debt" it would give a better score to someone with a 95% debt to credit line ratio than to an otherwise equal individual w…

  9. comment
    Comment #8476112

    That is mostly the case for consumer loans. For commercial lending, the parametric score is just one factor of the overall underwriting analysis which, among other things, has loan…

  10. comment
    Comment #8456791

    If by "companies behind the card" you mean banks, the reason they send you a plastic with a new account number when there's an issue is not only to protect you (although you aren't…

  11. story
  12. comment
    Comment #8439431

    If you have Ghostery (or anything similar) you need to enable DoubleClick for it to work.

  13. comment
    Comment #8335027

    I don't know how it works for Amazon, but my guess is that only for the products that get a lot of traffic (e.g. kindle) you have enough "honest" opinions to get rid of the bias.

  14. comment
    Comment #8320755

    Not necessarily. For FICO scoring purposes, you may carry a balance and still never pay a dime in interest: FICO considers your balance at the end your cycle, not the balance after…

  15. comment
    Comment #8319268

    It's hard to know exactly goes into the credit score calculation since the algorithm is proprietary but, anecdotally, you can carry a small balance (e.g. <10% of your credit line) …

  16. comment
    Comment #8319223

    Lenders do rely on a variety of factors when deciding who to lend money to but the credit score (as in FICO in the US) doesn't depend "on where you are and what you're planning to …

  17. comment
    Comment #7876142

    Stacked charts are no better when trying to compare categories other than the one closest to the x-axis against each other.

  18. comment
    Comment #7727537

    I was curious too and noticed that those are SVG charts so after a quick check on the minified application.js it seems like it's D3.

  19. comment
    Comment #7620077

    Actually, with all the press regarding recent data breaches (e.g. Target) you might see it happening before that. Some Chase and Citi cards are now being issued with chip.