Viewing profile — mhashemi

This kind existed for a while in the USA. Current admin turned off the data stream: https://www.consumerfinance.gov/owning-a-home/explore-rates/

I'd say the exact rate as displayed might not matter as such. It's more a discovery tool for folks to find a competitive CU that they're eligible for. If the CU looks good for one …

Real talk, it's so hard to find TOTP 2FA in banking.

Yeah, it's partially automated. It doesn't use firecrawler or any other services (other than Render for hosting).

That's actually where I started! Majority (but not all) of the institutions present on the dashboard are from the CUMA :) I don't technically crawl that portal, but their robots.tx…

Definitely. Unlikely that anyone starting here will get exactly the estimated monthly payment, especially as it takes time to lock in a rate and rates can change daily. What it doe…

Those are just some medians I either Googled or LLM'd to act as defaults. You can click that sentence and change all those values to estimate.

Love a public rates page. Added to my list for tomorrow.

Thanks, and thanks for the heads up! Feel free to shoot me a screenshot/more browser details if you don't mind: blog@finfam.app The data table is based on https://svelte-headless-t…

It's more manual than you might think! Sent a message to the email in your profile with more details :)

If you'd like, I'd be happy to add that CU to the roster. Hoping to do more to make the full range of market options more mainstream.

Oh snap! I was just looking at originationdata.com this week! So awesome. I had originally hoped HMDA data was more than annual, but no luck. It's also a shame that the current adm…

The more the merrier, but as far as I can tell, there are no public rates listed on the CommunityAmerica CU site. All behind a "get in touch" interact: https://www.communityamerica…

Yes, extremely, especially for confirming loans: https://singlefamily.fanniemae.com/originating-underwriting/... Patrick McKenzie ( https://news.ycombinator.com/user?id=patio11 ) h…

Haha, my uncreative username betrays me once again. Small world! Congrats on founding to you, too!

Yeah, there's a somewhat wide variance in CUs, in terms of rates, quality of service, etc. I called a few just to spot check and these public rates are supposedly about as good as …

Thanks! Re: DSCRs, point me to the data!

Pushing a fix to this now. Assuming we're seeing the same thing: clicking the checkbox doesn't work, but clicking the label should. Should be right as rain shortly. Thanks!

Haha, wait until you hear about our fancy 50-year mortgages we'll be getting any day now! But seriously, my favorite discovery when researching CU mortgages is the prevalence of th…

When I bought my home, the big bank I'd been using for years quoted me 7% APR. A local credit union was offering 5.5% for the exact same mortgage. I was surprised until I learned t…

If that's the future you're waiting for, you'll be waiting for a while. Better to get back in control now ;)

supjeff, the author has screenshots of linkedin convos transacting with other businesses. there are also actual users on the product hunt site. the grift is real, and not just on L…

Show HN! Or, another commenter mentioned peerlist. But the real answer is (from the post): wherever your customers are.

Yep, from a founder's perspective PH is mostly an SEO thing. I'm not sure if it's the _best_ SEO thing, but I guess that's part of being a first-time founder! Re: feeling too fruga…

Yes, DIT is dead on. Though not completely for free. Front page is gonna cost ya $100-200.