Viewing profile — megaman821

I think a lot of people want to decouple insurance from employment but the mechanics would be tricky. Ideally all business would take what they pay for insurance and stick it in th…

This is less about private healthcare and more about how employer-provided healthcare is tax advantaged. Credits and tax breaks should go to the individual so they can choose and k…

It's not just the chargeback process; it is that fraud actually removes money your account potentially causing other payments, like your mortgage, to default. With a credit card yo…

That is orthogonal to the point. Shipping is considered a hard industry to reduce CO2 emissions, like aviation, but unlike aviation, 50% of the distance ships are traveling are jus…

RemindMe! -20 year

Polls like these always remimnd me that I need set up a investing strategy that does the opposite of public sentiment.

The idea that the AI data centers would depreciate in just a few years is plain wrong. The argument was that new chips would be so much more powerful and efficient that it would be…

Trivially yes, for any locations with summer energy use peaks. The solar output will be the greatest when the demand for cooling is at its greatest. Yes, for places with sizeable h…

A lot of the world is a free-market and labors can absolutely own the means of production. Is there some government regulation in particular that you think is preventing this?

That's why planes should be flown using direct democracy. Passengers (correctly) feel like they have little power over the maneuvers planes make and affect them moment to moment. R…

I wonder how accurate joint positions and muscle activations can be from just a POV camera. Maybe it’s not crazy to think someone could get tens of millions of hours of well-labele…

Well anything can sound dumb, when you simplify it to something dumb. We have multiple airbags, anti-lock braking, seatbelt pretensioner, collision avoidance, crumple zones, fuel p…

Almost nothing can make labor-dominated services drop though. I guess you could have guest worker visas that pay half the going wage, and there would be a lot of people that take t…

Americans just won't buy these "cheap" cars. Almost every American car-maker, and most foreign car importers too, have dropped passengers cars from their lineup year-after-year lea…

You're right, a 4 year loan in the 80's basically didn't exist.

Some things yes and some things no. It is not and cut-and-dry as you think. Look up the inflation adjust prices for a computer or a "big-screen" TV and realize almost no one pays a…

Even with these cherry-picked examples, plug in how things actually were. That $8,200 station wagon with at 48 month loan and the terrible 80's loan rates of 10-12% would be like $…

Between the ethanol and the animal feed, we are encouraging growing way more corn than is needed for food security.

Gross man, get help. Living with your family isn't using them as a sheild.

I was looking at this yesterday and wondering if it would play nice with design systems. AI loves making localized changes and when playing around with spacing I tend to just bump …

Thanks for the comment, I was trying to parse the meaning of "time needed to earn $1" for a bit. This just boils down to what countries have the highest floor for their poorest mem…

Yes, ice cream palors are famous for only using shades of gray and never adorning their products with things like sprinkles.

So you would support banning any form of entertainment that people spend more time on than TikTok since it would be above the threshold of addiction?

If you take out the abnormally perfect climates of Hawaii and California then lowest energy users for heating and cooling are Arizona, Florida, Louisiana and Texas.

If you are doing it for the environment, you should forgo heat. 100F to 70F is only a 30 degree delta. If you have a heat pump, this is the same amount of energy heating your home …