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matthewarkin

HN member
Joined
Fri, Aug 16, 2013, 3:01 AM UTC
HN karma
159
Public activity
140 items

About matthewarkin

Hey, I'm Matt Work in payments, credit/debit card authorization and clearing for 6 years now.

email: matt@mattarkin.com

[ my public key: https://keybase.io/matthewarkin; my proof: https://keybase.io/matthewarkin/sigs/pgXbGbYwrLUNrV1uF7InbSAPkDV9pqf2Gl1MlPc3NgE ]

Recent public activity

  1. comment
    Comment #41361378

    Tokens are mapped to the underlying account not to a specific card. This is one of the selling points of network tokenization to merchants. If the underlying card gets lost/stolen/…

  2. comment
    Comment #34236979

    The slightly tricky part is that the brand rules may still apply even if it transaction on debit rails, since the brand is printed on the card and Visa/MC doesn't want to deal with…

  3. comment
    Comment #34236906

    Brazil has a unique thing "combo cards" in which a single card number can be tied to different accounts. So selecting credit draws from a line of credit while selecting debit draws…

  4. comment
    Comment #31701117

    One of the Chase Merchant Services platforms had an outage earlier.

  5. comment
    Comment #22669473

    Braintree / Paypal | Chicago, IL or Austin, TX or San Francisco, CA or REMOTE USA | Software Engineer | https://www.braintreepayments.com/careers/ Braintree lets you move money fro…

  6. comment
    Comment #22022571

    None of the major card networks except for American Express validate cardholder name. The Address Verification Service (AVS) also only validates numeric values (so if your address …

  7. comment
    Comment #15412655

    The article states they were rendering maps screens on the phone and shipping the screenshot to the watch to handle performance issues with the watch.

  8. comment
    Comment #14524109

    Stripe sends an email to the customer asking for them to provide a refund bitcoin address: https://stripe.com/docs/sources/bitcoin#refunding-bitcoin-pa...

  9. comment
    Comment #13044618

    Braintree allows you to bring your own merchant account and then its just a per transaction fee. https://www.braintreepayments.com/faq#pricing

  10. comment
    Comment #12534152

    If you use standalone accounts, then the liability is with Stripe. With managed accounts you're collecting all this information, Stripe charges an additional .5% and financial liab…

  11. comment
    Comment #12533657

    Financial liability is also shifted to the platform / api user.

  12. comment
    Comment #11898607

    Current Apple Pay works with subscriptions, I don't see why this would not.

  13. comment
    Comment #11834816

    You can do "payouts" with Stripe Connect. Stripe doesn't have a money transmission license so they can only do a payout when it's tied directly to a charge (like marketplace). You …

  14. comment
    Comment #11358764

    Only American Express offers name verification to merchants. When it comes to address verification, only the numeric data gets checked. So for an address "123 Main Street" would ma…

  15. comment
  16. comment
    Comment #11278920

    There's self-reported data that some Stanford students have scrapped from CourseRank before it got shutdown. http://www.stanfordrank.com/cs143

  17. comment
    Comment #11260773

    I plugged this before, but https://commencepayments.com , which basically acts as a server for a Stripe integration which is pretty neat for people who don't have access to their s…

  18. comment
    Comment #11241988

    There is SQL Server Express though it has a 10GB limit

  19. comment
    Comment #11232088

    True, though to some extent I'd expect the moderation and reviews of people on Github or apt would be stronger than that of the average wordpress user.

  20. comment
    Comment #11231869

    There was a popular (4000+ active installs) Wordpress plugin for Stripe that up until recently (read a week ago) wasn't PCI compliant. I wouldn't be surprised if this sort of thing…

  21. comment
    Comment #11046807

    "Paypal indicated that UnoTelly is not allowed to provide services that enable open and unrestricted internet access." I don't agree with that intreptation, I'm assuming that the P…

  22. comment
    Comment #11008525

    A simple hack, if you register your computer as non Windows/ OSX device you're not forced to run it.

  23. comment
    Comment #11008283

    Stanford students have to get software installed on their laptops to access the Stanford network. Supposedly this is to force us to have anti-virus installed and the latest securit…

  24. comment
    Comment #10960883

    Assuming it's a Visa card and it was not a pin based transaction. Visa has a Zero Liability of fraudulent transactions for card holders regardless of the issuing bank

  25. comment
    Comment #10897141

    With Managed Accounts you can create accounts for other people via the API that besides for a line in your terms of service they don't need to be aware of Stripe for.