Viewing profile — jtemplestein

I wonder if this screen + mouse + keyboard (+ camera + speaker + mic) interface is really the right level of abstraction to model a “digital entity” Sure, you can do everything a h…

This is a great idea for v2!

Hey folks, Naming companies is hard. At Monzo we had to change the original name after an annoying trademark dispute. So we launched a fun little side project that sells cheap .com…

How does this create consistent characters between frames? My understanding was that this is very hard to do reliably without dreambooth style fine tuning, which is expensive and s…

love to see this - the london HN meetup is where we found our first few engineering hires at monzo! we owe a lot to dmitri, stevie and that meetup my email address is first name at…

What a great appointment! I've had one brief interaction with Gary a long time ago, and he's been a role model ever since I had a difference in opinion with my cofounder and wanted…

hey, i work at monzo we're currently making money from interest charged on loans that we make to our customers, from interest that the central bank pays us on our deposits, as well…

Hey, thanks for flagging. I will look into that. The number is definitely meant to be staffed at all times

Massive congrats to the team - what a great and well deserved outcome :)

I have been reading HN regularly for 10 years. It has taught me everything I needed to know to get started. I applied to YC 4 times, got rejected 3 times, crashed one startup and u…

I work at Monzo. We've posted an update on the situation on our blog: https://monzo.com/blog/2017/03/05/outage/

CTO at Monzo here. We are really sorry about that. One of the things we have learned from this incident is to proactively reach out to all customers as early as possible, even if i…

The thing is, the user experience of Uber, Lyft et al is strictly better than public transport. Some would even say it is 10x better (in the From Zero to One sense). It picks you u…

Monzo | Backend, Web or Android Engineer | London | VISA, REMOTE, INTERNS https://monzo.com At Monzo we aim to build the best current account in the world. We are always keen to he…

Monzo | London | REMOTE, INTERNS and VISA all welcome We are building a bank from scratch using modern technologies. Our product is a mobile first bank account for retail customers…

All banks in the EU will have to offer APIs in 2017 because of PSD2: http://www.out-law.com/en/articles/2015/january/key-features... The alternative to open APIs is that third part…