Viewing profile — jrkatz

We have a hybrid solution: A joint checking & savings pair (+ credit card) into which paychecks are deposited and against which living expenses (mortgage, food, etc), are drawn; an…

Physical certificates are not a thing of the past and can be restored upon loss or destruction: https://www.investor.gov/introduction-investing/investing-ba...

For very long term effects (e.g., the impact of painting every surface of your website in ads which will certainly drive users away), hold backs aren't enough because it's too hard…

I was in a similar position, but highly motivated to switch due to advancing RSI symptoms. I waited to switch until a low-code, long-duration project came across my desk and was pl…

Heat pumps use energy to _move_ heat, not create it. Your refrigerator, for example, moves heat from inside the fridge to outside the fridge. Your AC operates on the same principle…

Right, I am suggesting that a city can play out this competition by paying higher wages, i.e. paying suburban workers directly, rather than indirectly via subsidy. The experiment h…

Asserting that the cost is necessary is a _big_ assumption. It's subsidized, sure, but that doesn't imply that it needs to be. If the subsidy ends, maybe wages will rise to close t…

This is exactly why I buy presents. If I give my dad $250, he will not buy a smart thermostat. The economic utility to him of a smart thermostat is not that high versus, say, $250 …

> If they're taking shots at you with the intent of harming you, that's already a crime; in most jurisdictions it's called assault with a deadly weapon or something similar. The ba…

> The only moral principle I have stated is that one should not impose punishments on people who have not caused actual harm But isn't the risk of death a harm? That's what I'm dri…

I'm sorry, I should have been clear. The 'certainty of punishment' bit should be understood as a probability. The gist of it is that a person considering criminal behavior isn't wo…

> lock their car and take them to the police station and let them contact someone from there. But don't force them to pay a fine or go to court if they haven't caused harm. Supposi…

And let's not even get into all the bishop-free houses with cathedral ceilings. People have no respect these days.

A basic step for securing a resource intensive API from DDOS attacks and some user impersonation attacks is to rely on a security token in a cookie set in the response to an earlie…

Yeah, it turns out all the "An X and a Y walked into a bar" jokes are based in reality. Many years ago, my friends and I had a night in our favorite dive. That bar draws college ki…

Nothing will be hidden except the edit history in the screenshot...

Some animals are better than others for eating and spreading seeds. If a plant could choose it might prefer birds eat its fruit, especially over animals with molars that crack the …

This is not so clear, especially on the darkness point (though I'm sure uber is pleased their message has taken the day in some circles). The car knew it needed to brake over 1 sec…

Reducing income inequality has direct effects on education quality. Much of the public school budget is drawn from local funding. In short, impoverished areas beget impoverished sc…

Or split into steam-the-platform-the-company and valve-the-games-company - and if that happens I predict half life 3 really will follow.

It's _like_ rainbow parties, except for the explicitly political bent that seems only to advance white nationalist motives/politics. Certainly, creation by 8chan users does not dis…

White nationalists are trying to ruin the OK hand-sign for everybody else by posing for photos in large groups while making the OK hand-sign. As far as I can tell they're attemptin…

I have periodic trouble with panic attacks at night, when I'm trying to sleep, usually linked to times of external stress. I thought it was insomnia. In the moment, they're miserab…

Which people? Is it when they banned Lauren Southern for actively interfering in rescue operations in the Mediterranean (i.e., trying to get people killed)? Or is it when they bann…

Right, but if they acquire $6000 for 20000 tether (that they paid $0 for), and promise that tether is full redeemable for $20000, they are $14000 short when the tether holder comes…