Viewing profile — jond2062

It's unfortunate that a lot of people are so quick to write off a low-carb, grain-free, or Paleo approach to eating as just another fad. There is actually an extensive amount of sc…

True. Although if Capital One knows what's good for them, they won't change a thing about INGDirect (except maybe offering remote deposit!). I'll certainly be keeping an eye on it,…

Here is a list of online banks and credit unions you might want to consider: Ally: http://Ally.com INGDirect: http://INGDirect.com Fidelity: http://personal.fidelity.com/accounts/a…

It's http://www.yodlee.com/

Credit scoring is relative and the magnitude for which most actions affect different people can vary significantly. However, directionally speaking, you may see a negative effect o…

Citi has been doing this for years on their credit card statements. Checking/saving accounts was the next logical step. With the easy money (credit card interest, late fees, debit …

This topic always brings me back to the same place: As a culture, when it comes to the "rich" and the "wealthy" we tend to focus almost exclusively on revenue (income) and assets (…

What you are referring to is known as the "glide path." An investor in the early accumulation years starts off with a high allocation to equities and reduces it over time as they g…

Although I don't believe they offer automatic delivery yet, check out http://www.alice.com It's basically a direct-to-consumer marketplace for manufacturers.

No sense in arguing over something that is easily accessible (see Note 2 to the financial statements): http://www.sec.gov/Archives/edgar/data/320193/00011931251023... Total cash, c…

Although it may spark some interesting conversation and debate, this chart isn't really all that relevant in light of modern portfolio theory and asset allocation. While I don't di…

This bank "overlay" concept appears to be very similar to what SmartyPig ( http://www.smartypig.com ) has been doing for a couple years. The revenue model is slightly different (Sm…

I'm sorry, but this is just lunacy. Warren Buffett will go down as the greatest investor of all-time. Unlike many of the hedge fund managers out there who like to talk a big game b…

Working in financial models all day in Excel, I can't imagine having to use the mouse for any more than 10% of my work. Keyboard shortcuts are so much faster that they basically re…

You hit the nail on the head. When valuing a privately held company, an investor will almost always apply a discount for lack of marketability because unlike 100 shares of stock in…

While I would generally agree that his advice is more "common sense" than any amazing "secrets", the issue lies not in knowing what to do, but rather in doing it. Many of us have h…

Sent you a message jond2062 [at] gmail [.] com

Point very well taken and I appreciate your advice. I have several ideas that I feel have potential, but I am open to working with someone elses dream idea just the same (in my opi…

Thanks for the advice and I couldn't agree more. Ending the planning and beginning the doing is the theme of my day today. Trouble is, since im not a programmer, me "doing" somethi…

How many people did you interview before you found your current co-founder?

You hit the nail on the head. The problem is, most of my peer network are people who see the allure of money in the finance world and want to work their way up the ladder. And the …

I've been out of school for almost a year and a half now, working as a financial analyst for a large finance/accounting firm in Los Angeles. I've known for quite some time that I w…