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immad

HN member
Joined
Fri, Feb 23, 2007, 4:03 PM UTC
HN karma
4,336
Public activity
883 items

About immad

startup: Mercury.com - banking stack for Startups

twitter: twitter.com/immad

Previous YC09 startup: http://www.heyzap.com (acquired)

YC Badge: 0x81827d911cfa2e5e03833e1a0c29becf0c896b23

Recent public activity

  1. comment
    Comment #31773522

    Agreed. We would need a credit card to target that spend. Appreciate the feedback.

  2. comment
    Comment #31773243

    Okay. We don’t have a credit card right now, only debit. For small businesses doing high reward credit cards is not a sustainable business. Which is why Brex is shutting them down.…

  3. comment
    Comment #31773131

    This comment is so ironic. Love it.

  4. comment
    Comment #31772997

    Support is If the product mostly does what it should then support costs shouldn’t be crazy. (Assuming that’s the part that you think is unscalable for us)

  5. comment
    Comment #31772903

    CEO of Mercury here. If you are looking for an alternative, we are 100% committed to businesses of all sizes: A) the smallest businesses can be the next big startup B) We maintain …

  6. story
  7. comment
    Comment #25681003

    (I am the ceo of Mercury) Sometimes a bank compliance team can not legally say why a bank applicant is not approved. In those situations we can also not tell an applicant that, tha…

  8. comment
    Comment #25680877

    The parent mentioned QBX statement, which is a Quickbooks format. Its a fairly standard format used across different accounting software.

  9. comment
    Comment #25680864

    Thanks for the details Tyler. Exporting - From my understanding the CSV format matches the QB specification. Are you saying that it matching the filters is an issue or that the for…

  10. comment
    Comment #25679691

    We have a QB export compatible file. It's an export button on the top of our transactions page and has date, description, amount, status, bank description, reference and notes as c…

  11. comment
    Comment #25679510

    (I am the ceo of Mercury) We do have an export feature. Let me know what its missing (email in bio). Also, what did you think was misleading? We try to be fairly straightforward an…

  12. comment
    Comment #23684494

    Yeah, super easy. Just go to mercury.com/cards once you have an account.

  13. comment
    Comment #23684277

    If you email us we can enable support to South Africa (and most countries). We need some extra info right now to do that. We should be able to do most (non sanctioned) countries by…

  14. comment
    Comment #23684124

    99% of the time Plaid functionality is used to transfer money from your previous business bank account to Mercury. In that scenario it's useful to have balance information. Most pe…

  15. comment
    Comment #23683535

    We make money on debit card usage (interchange) and deposits that sit with us. We will be adding a couple of other revenue streams this year. We have pretty good unit economics and…

  16. comment
    Comment #23683374

    We now have an iOS app. I don't think CSS modules are the issue to making it responsive. We just decided to focus the design/engineering resources on making mobile apps instead of …

  17. comment
    Comment #23683360

    Currently 0. But we have a new product coming up that will help with that. Feel free to email me if you want to be in the beta for that. Won't be widely released till August.

  18. comment
    Comment #23683346

    Displaying personal balance - Thats come up before, will try to get a fix prioritized for that.

  19. comment
    Comment #23682851

    (I am the CEO of Mercury.com.) Lots of people switch over from SVB to us. Happy to answer any questions you have. We go out of our way to be transparent in pricing, have great cust…

  20. comment
    Comment #22635265

    Can you email me (email in profile) and I can connect you to some people in the US trying to solve this.

  21. comment
    Comment #22466829

    Mercury | React+Typescript, Haskell Engineer, Support, BD | San Francisco, CA | Full-time | ONSITE or REMOTE (US) Mercury (mercury.com) is building banking products for startups. W…

  22. comment
    Comment #22231020

    Mercury | React+Typescript, Haskell Engineer, Visual Designer, BD | San Francisco, CA | Full-time | ONSITE Mercury (mercury.com) is building banking products for startups. We are c…

  23. comment
    Comment #22052274

    I am the cofounder of Mercury.co. We built a modern bank to support US businesses. I am somewhat surprised by the negativity on HN to this post. I think the author is on target wit…

  24. comment
  25. comment
    Comment #21282034

    A dead persons skin is still conductive.