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Most of these lending startups are relying on dumb money institutional investors who have been chasing yield in the low interest rate environment.

https://www.meettally.com/faq Currently Tally is limited to customers who get approved for a Tally Credit Line. The approval is based on typical criteria such as your FICO score, d…

“Tally solves problems that customers have managing multiple credit cards, incurring charges or fees, and not knowing which one to pay first,” Flynn said. “Theirs is an elegant sol…