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hd95489

HN member
Joined
Fri, Jan 27, 2023, 2:38 PM UTC
HN karma
148
Public activity
157 items

About hd95489

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Recent public activity

  1. comment
    Comment #35415816

    I think short term rental lowers that risk by having more renters but none under contract. Air b&b is a terrible thing but also the local maximum for individuals

  2. comment
    Comment #35413216

    20 year wait list on the community garden. Wood shops are pretty expensive but not crazy so. The quality of the tools leaves a lot to be desired though

  3. comment
    Comment #35413179

    You can’t really raise a kid in the city without private school. Large school districts are super inefficient and have to spend lots of money to bring up kids from broken families.…

  4. comment
    Comment #35412410

    You assume a free market economy that does not exist. Rent is a good example because regulation is driving it small land lords in favor of a few large corporate land lords that col…

  5. comment
    Comment #35411668

    My state has been infected by California copy cat syndrome and it’s destroying our cities. Every shitty California policy gets adopted here a couple years later and now we can’t bu…

  6. comment
    Comment #35396329

    Cancer and early death in 10-20 years

  7. comment
    Comment #35386758

    You can make up for it with speed so it makes sense

  8. comment
    Comment #35381094

    Why? Modern code requires a separate lighting power runs

  9. comment
    Comment #35356351

    Planted fish tanks. They look amazingly cool. Before that bees!

  10. comment
    Comment #35318329

    More power but still no rtc on the baseline. The 12 bit dac is an improvement for pulse width modulation. Though I’ll be honest I think most people use these for smart switches and…

  11. comment
    Comment #35306052

    Why repost? This

  12. comment
    Comment #35274781

    Banks only do community and jumbo in the us. Most mortgages are owned by the federal government

  13. comment
    Comment #35274765

    Same way you did with svb. A stable coin is basically a bank. They take in assets and generate tokens against them. If there is a mass withdrawal they would need to sell assets pos…

  14. comment
    Comment #35267100

    That’s why your buy low duration. Payroll doesn’t just suddenly happen you can plan for these things

  15. comment
    Comment #35265927

    No, they are more prone to runs because there is no central bank to bail anyone out

  16. comment
    Comment #35252976

    It’s worse than that because you don’t get preferred tax treatment for childcare so you have to pay for it in post tax dollars, plus on the low end those post tax dollars disqualif…

  17. comment
    Comment #35252876

    So now our greatest resource mining enemy is subservient to our greatest production enemy, win team USA!

  18. comment
    Comment #35233389

    Yeah I get that steel is a better material in many cases but building code is going to be slow to catch up, or wood simply has a grandfather clause that makes things simpler

  19. comment
    Comment #35231552

    In think the reason you can’t use metal is because building code is significantly more lenient for wood structures. As soon as you bring metal into the mix you get stuck with more …

  20. comment
    Comment #35223179

    Why can’t it be opt in. If you want the insurance you have to sacrifice yield. Under 250 it’s free but over that you have to pay

  21. comment
    Comment #35219662

    Meanwhile in Seattle we have gone full left wing nutter to balance our right wing nutters. My kindergarten is marching for BLM and we renamed social studies to social justice.

  22. comment
    Comment #35205601

    If that happened mortgage rates would go up because duration risk on MBS would go from 7-10 years to 30.

  23. comment
    Comment #35205596

    Those guys are such frauds they make credit Swiss look like a legitimate operation

  24. comment
    Comment #35205554

    No you can’t, they monopolize the market place and you dont have any other options.

  25. comment
    Comment #35205547

    What bank is that