Viewing profile — hardtke

Even the scaled score is not that informative (and perhaps crosses the line on age discrimination) because for older workers the population of people taking the SAT was much smalle…

In some states (California being one) the original mortgage on a house purchase is non-recourse. This means that the bank cannot come after your personal assets in the event of def…

Former Pandora employee. The music recommendation team was amazing when I worked there, and the use of global song frequency capping across seeds helps prevent too much repetition …

Phish gives people a code that lets them access the show they attend on livephish.com without a subscription. You can subscribe and get access to all of the shows. I think livephis…

We rarely discuss the primary source of health care cost differences in the United States -- US doctors get paid a lot more than elsewhere. I haven't seen a credible proposal to ad…

One of the issues the article doesn't mention is that these houses are effectively cheaper to purchase for corporate owners. Generally they can borrow money at a lower rate, but th…

If you want to understand the state of these industries I highly recommend reading "How contracting because a race to the bottom"[0]. The crux of the problem is that unlicensed/uni…

It does. I have a Ford CMax from 2014. For years, when the SiriusXM radio software update would happen it would get stuck downloading. The geniuses at Ford decided the update shoul…

There is a half cent sales tax in BART counties, 75% of which goes to BART.

The numbers are here [1]. BART generates about $300M in revenue and gets $500M in "financial assistance," of which $320M is sales tax revenue. [1] https://www.bart.gov/sites/defaul…

If I am reading this correctly, Google is now required to syndicate their search text ads to "Qualified Competitors." This is important as it will allow companies to monetize AI an…

It's already almost happened with Plenty of Fish. Mostly a one person company, acquired for over $500M.

Estate tax valuations of assets should be made public, particularly the taxed value of professional sports franchises. We know that NFL teams are worth $6+ billion dollars, and see…

The supply of doctors in the US is primarily limited by the number of residency slots. Unlike many countries, foreign medical graduates can't practice here without doing a residenc…

This is why it is dangerous to think that the best scientific theories always prevail and that science is a meritocracy. The people invited to give talks are usually well known or …

Not directly related to cars, but PG&E is unable to handle the incoming requests for electrical system upgrades[1]. Many older houses don't have the electrical panel capacity and t…

My brother is a contractor in the Bay Area and he told me that PG&E will not allow the installation of 220 volt EV charging infrastructure in new construction or a home remodel unl…

A totally legitimate use case for crypto is moving money into countries that have bogus official exchange rates (e.g. Argentina). I've got multiple friends that hire developers in …

I've probably driven half a million miles and I don't remember having 10 incidents (I probably have, just don't remember). So I'd conclude I'm at least as safe a driver as Waymo. E…

The same "Builder's Remedy" kicked in last year in many Southern California cities when they missed similar deadlines, and as far as I know it has led to approximately (if not exac…

To be clear, my place is not on any listing service. Purely family and friends, I never rent it. I tell everyone "the cleaners are supposed to come but leave it so that if they don…

I have a ski cabin (not on AirBnB) and I don't think most people realize how difficult it is to get these places cleaned reliably. You can hire a very expensive cleaning service th…

I somewhat disagree. The key to profitability in the audio space is moving listeners from pay-per-stream content (music) to owned content (podcasts, shows, etc.). For that latter c…

Is it completely normal on HN to comment on articles you haven't read and to freely admit so?

Exactly -- have any of the houses in Santa Monica actually been built?