Viewing profile — hagy

That is impossible because each Vanguard mutual fund is a distinct legal entity. Assets cannot be moved between funds. See Vanguard safety for more details: https://www.bogleheads.…

The default settlement account, Vanguard Federal Money Market Fund, has incredibly low credit risk because its assets are short-term US Federal gov debt and Federal Reserve repurch…

The data is already adjusted for inflation as indicated in the y-axis label, "Expenditure in constant 2020-21 U.S. dollars".

Homeownership cannot be both affordable and a good investment because a good investment has returns that at least beat inflation. That implies housing costs for new buyers will bec…

Exactly! We are all already the beneficiaries and casualties of the unearned rewards and punishments due to the randomized genetic combination we received at conception. Kathryn Pa…

Yes, and if their banner ads for donations focused on that then many of would be more comfortable donating. Our concern is their deceptive ads that give the impression that Wikiped…

I'm generally in favor of unions as a one of many tools for helping workers get a better working arrangement. Yet I personally don't see the need for this tool in tech. The labor m…

There's plenty we can do to improve things and therefore fighting a losing war against money in politics is a distraction that simply wastes our limited time and effort.

Yep, if direct political donations are banned or highly limited, then SBF (and Thiel) will just fund a bunch of media startups that promote their preferred policies and candidates.…

Universities have mixed incentives at best in terms of certifying graduates. A degree program that routinely failed a high portion of students of the program would soon find few st…

https://www.bloomberg.com/opinion/articles/2022-05-13/elon-m... > Safe assets are much riskier than risky ones. This is I think the deep lesson of the 2008 financial crisis, and cr…

Yes, it is unfortunate that ordinary Russian citizens are being harmed by the sanctions. But that is unavoidable and an acceptable side effect of weakening Putin’s war machine. We …

Good catch. Will correct the mistake. Thanks! Agree that hopefully Spotify can resist calls to stop distributing content that other users find objectionable. As you point out, fash…

While I agree in principle with this line of thinking, I do worry that this will just lead to platform fragmentation. My thinking is that if Spotify (or any other platform) gives i…

I agree that Spotify has the legal right to stop distributing any content they find objectionable. Anyone arguing that Spotify’s action is a first amendment violation is simply wro…

They aren't forcing any single property to be a duplex. Instead they are preventing a ban on allowing the property to be a duplex. The property owner can still choose to build a si…

I worked at a company that migrated a 100 PB Hadoop cluster to GCP for assorted reasons despite many years of success with colocation. I wasn't involved in any of this, but the tea…

Exactly! There are numerous applications where SQLite is replacing an ad hoc file-based solution, with nebulous at best durability and atomicity, let alone scalability. Like an app…

As an investor in Miso Robotics[0], the company that makes Flippy, I'm quite excited by these developments. From what I've been reading about the kitchen automation industry, I bel…

In this attempt, I hope the organizers take the time to listen to many workers to understand their employment concerns as well as concerns with unionization. In the previous attemp…

I think this could be solved by including randomization. E.g., if the top schools currently take the top 5% of students by test score, then they could instead consider the top 25% …

I was surprised by that also. Here's what I found and shared in an earlier comment in this submission. I asked a friend who has a CPA, but doesn't work in tax law. Their first comm…

I was surprised by that also and asked a friend who has a CPA, but doesn't work in tax law. Their first comment after briefly scanning the legal code is that "disqualified person" …

No. If anything he exaggerated the value of those PayPal shares at the time of contribution. Assuming he made the contribution for tax year 1998, then PayPal hadn't yet raised any …