Viewing profile — erejacob

I (the OP) don't know why it was posted either, but the post is proven correct, so far. The great performance over the past 3 years was made possible by the terrible performance in…

Those common facilities are mainly intended for tourists and weekenders who would rather not have to clean their shower, toilet or deal with the pump-out station after they go home…

A quick search on craigslist reveals several places for less than that and that's just in the past few days. http://neworleans.craigslist.org/search/apa?query=&srchT... Usually und…

And I lived on less than $7000 per year when I was single. Yes, one scenario has two persons and the other has one but economically it's the same. This is covered elsewhere in this…

That's not quite accurate. Depending on how one measures somewhere between 40% and 70% of health care costs are used to treat lifestyle diseases (too much stress, too much food, no…

Nah, after a while it just becomes automatic. Kinda how toddlers must concentrate on how to walk but adults don't. Actually, I have a hard time writing about money saving tricks th…

Have you considered airsoft or reballing? I used to play airsoft, never played paintball. The land/playing area would usually be provided by someone one of the players knew, privat…

0% coinsurance on mine. Go to www.ehealthinsurance.com and see what pops up (that's what I've used ... they may not include your state very well, but for CA, it finds 20 HSA eligib…

Try something slightly higher, like 83%. Maybe 5.4 years. You did get pretty close there. You're in the ball park. Tax laws differ by income. If you make less, taxes go down. The c…

What I'm trying to say is that people who are ultra-frugal are sometimes told (insofar they don't keep it secret) that their life sucks and they're not having fun or various things…

I haven't seen any indications anywhere that California provides funds to my insurance company. However, plans do cost different amounts in different states.

Welcome to my life.

You could just do something else then. I'm not saying "everybody copy me". There are paid versions of my activities, but I eventually found the versions there were free or almost f…

+1 on the difference between choosing to and having to... while I haven't made lots of money or purchased big ticket items, I did make relatively much as a high school student (mor…

Fun fact: One third of scientists (on a global basis) do not live in the country they were born in. (See http://www.fasebj.org/content/18/9/936.full ) This comes from a lack of opp…

And I have enough savings to pull this off for decades should it come to that. Granted if one gets so sick so as to max out the deductible every year consistently, one's life expec…

Have you checked out Seabrook (dunno what your feelings are towards salt marches and nuclear plants). I hear they almost pay people to live there. We were talking about moving to t…

Okay, to be more precise: >>Don't pay any interest or fees<<. I do run online purchases through my credit card and then pay off the balance in full every month.

Since 2001 and up to now. Are you positively sure you have the cheapest rent in town? We lived in the same city for two years before we found a place that was 30% cheaper. Go to cr…

I agree with you to an extent. However, it's a lot easier to think about the money you do have than it is to work for the money you don't have. My attitude towards spending is more…

Yes, money can be an agent of change. Time also. Some may do best working in a traditional structure. Others do better on their own. I helped found a nonprofit organization during …

But 2-3% of my assets. I wouldn't get too hung up on the details. I didn't earn 40k every year. Some years were less. And some were more (see FAQ). I didn't live in New York. Every…

It wasn't written "for a general audience". I and my regular readers are regularly judged negatively for not choosing to consume and go into debt like everybody else so the blog is…

Okay, that's nitpicking. Make that 26k invested then. Also, you can reduce the taxes by diverting into an IRA. Also, after the first year, you can begin to add investment income on…

Why do people here have such a fascination with toilets? The way a regular toilet works: Water automatically enters the bowl. You do your thing. You press a lever. The way an RV to…