Viewing profile — eastbayjake

In fairness they redirect you to your bank to login, you authorize the application (which can be revoked at any time), and then they redirect you back with tokenized information. (…

When using a government website, you were intimidated by the security posture of... Plaid? (Genuine question, maybe this was some other provider but Plaid's aggregator tool is the …

I really struggle with realistic use cases for stablecoin payments (many are more gee-whiz party tricks or they are reinventing the problems of traditional finance but on a blockch…

QuantumBlack is synonymous -- it's where all of McKinsey's AI expertise got reorganized these days, anyone working on this tool was likely doing it on a rotation in between client …

This dynamic carries into Threads, where Meta AI slop is aggressively pushed in the feed. There's also a significant amount of viral content that is clearly an older person's Faceb…

I'm not mixing -- if I have $0 in my bank account today and I don't get paid until Friday, I cannot buy food today with a debit card. Being able to buy things today on the promise …

I replied downthread but I used "value chain" deliberately -- there are lots of intermediaries of which the card networks are just one link in the chain -- and the statement above …

I used "value chain" euphemistically because you can get really complex on this and I wanted to spare the casual reader. I meant your credit card as an end-user product in your poc…

If you'd like to get that fixed: https://usa.visa.com/Forms/visa-rules.html

The networks allow cash discounts if it's posted clearly and the customer has an option to use a different payment method -- you see this on every gas station sign alongside every …

I'm a little shocked that of all the comments so far, no one has mentioned the financial risk borne by this whole value chain. OP is operating as if it's just a debit system moving…

It's such a broad question... are you a consumer or a merchant? Are you doing a card-present payment (eg swiping at a store POS) or a card-not-present payment (eg entering your cre…

Couple thoughts for you: (1) What are the use cases you envision? I can see the value for a really large marketplace in having a ton of pricing data, or the value to a hedge fund e…

This was 100% written by ChatGPT -- and like most AI slop, it's completely missed foundational categories of e-commerce tech stacks (PIM? CMS? DAM? OMS? WMS?) I don't know whether …

If you are just trying to process the transaction and don't need eg catalog or inventory management, Stripe Payment Links probably does the trick: https://stripe.com/payments/payme…

There are several open source solutions if you're interested... you can do a headless frontend with Vercel Commerce (Next.js) and use any of the supported e-commerce backends to ma…

Was expecting this to be about AWS's Recovery Time Objectives!

+1 to Matt Levine, if you're in tech/law/finance and not reading him daily you're missing out on the conversation (and the fun) I'm also a daily reader of CNBC, and a multiple-time…

Fun Fact: it's been alleged by contemporaries like Jonathan Franzen that DFW fabricated many of these stories, there's a reason they were not published as nonfiction in a magazine …

The McKinsey "Bible" for structured communication is The Pyramid Principle by Barbara Minto. I've coached dozens of engineers who found its insights helpful in structuring their ow…

This is typically an issue with the payment gateway and/or processor rather than the site or the platform underneath it. You probably had a better error message in the second exper…

The most interesting part of this test would be for the bot to avoid getting sued out of existence by IP lawyers . The bots you're referring to -- the Twitter "where can I get this…

> George H.W. Bush went to Yale. His son, George W. Bush went to Harvard. A factual correction: George W. Bush was both an undergradate at Yale (Class of 1968) and got his MBA at H…

Any experiences with Hapi or Deno re: footguns above?

Very cool! Love seeing more JavaScript projects in the Marketing/eComm open source community, really neat value proposition for MarTech teams to be insanely productive with high-le…