Viewing profile — desmosxxx

What don't you understand. Vegas is literally built for conferences.

> High rates will in a way prevent building in those areas. good?

The right price is the market price. There are multiple insurance providers and sufficient competition. And certainly the time to raise the limits is when companies are leaving the…

Then why are private insurers being pushed out of California?

I took Ambien for one of my sleep studies and I had sleep paralysis and nightmares (bordering on hallucinations because I swear I was awake or at least in a lucid state). That was …

Best post I've read on the subject. As Teddy Roosevelt said, there should be no such thing as a fifty-fifty American - and thank you for holding this view and for defending America…

This happened to me sometime between my first and second kids (last year or so). It was some mix of changing priorities, less time, starting to feel my age, work becoming more diff…

You do know there are thousands of stocks right. how many people dump their entire savings into one stock. 20 years ago you wouldn't have known apple was going on to do so well. If…

What's your reasoning for ditching VEA and emerging markets?

Have everything in Schwab. Portfolio is a modified ben felix portfolio with a small allocation to qmom and individual stocks. No bonds

https://www.forbes.com/sites/robertberger/2021/02/05/how-a-1... Hope they're doing more for you then just managing your investments

People don't realise that the opportunity cost of those fees is compounding money. In your example that 67k is 4.8% of your investments. And that's not including the fees of the ET…

Hah, I've been using this in a similar fashion with my 5 year old daughter. We've been generating super random and personalized songs about anything and everything (sometimes narra…

Nuance can be introduced. Allow aged based price discrimination but not descrimination that is based on actual income numbers?

I'd say it does agree with OP considering the article used "may" and is followed up by "Currently, there is not enough scientific evidence to support Adderall’s neurotoxicity. Addi…

IIUC, that is just a hidden variables theory. Bells theorem tells us that it would at least be non-local which is just as weird/interesting IMO.

For actual babies it's the same thing but my daughter and I had a lot of fun with this when she was 2&3. She is 4 now and making pretty decent progress on snapcircuts and precoding…

That'd probably need to be a 1mil+ offer

We didn't have nearby family either so can understand how hard that is. Good news is it should start getting easier soon. Good luck man and demand some help if you're absolutely at…

I'm sure you helped out while she was pregnant as well? Was she sleep deprived during pregnancy? This doesn't sound 'reasonable' to me.

We have 3 kids and it was never as hard as you're describing, so that probably has something to do with people wanting to have more than one kid. I don't want to overstep, but you …

>> You could *also* notice their output go down quite drastically. neither waking up at 10am nor taking a meeting from outside imply that they are not being productive. We should m…

7 day option

Man this comment resonated with me. I am fully capable of doing productive 80 hour weeks sustainably - I did most weeks for 15 years. Took me that amount of time (and marriage, kid…