Viewing profile — deepakshenoy

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Banking payments are never useful to charge progressively. Always, one part of the banking system subsidises the other, so some players will pay for others, some borrowers will pay…

Small merchants will ditch UPI Tiered just doesn't help if you want to encourage growth...it caps growth. Only very few large merchants will pay who already pay for debit or credit…

A freemium service can already be built with a payment escrow for anti fraud protection, for willing merchants and customers. Fighting fraud is useful for banks to invest regardles…

Thanks very much! I would love to hear your comments. I think UPI is incredible and well loved because it's free - putting a toll on something moving at this insane speed is just g…

IRCTC is still the biggest ecom site despite their UX and UI and all that; it simply solves a problem people want solved more than all the other stuff. India's ecom isn't about the…

Thanks - I wrote the original post ( http://capitalmind.in/2012/03/angel-investors-beware-funding... ) and have a few more that the recent Budget has introduced, at http://capitalm…

They can, but that hurts if you make any real revenue. If I invest $100 in a business, it spends the $100 but makes $60 as revenue, then the $40 is a loss. (And can be offset by pr…

kerosene.