Viewing profile — ctdean

Getting a new banking charter in the US is hard, but it's straightforward to be a challenger bank in the UK. Jarvis moved (back) to London from SF to start Griffin. The banks in th…

They are good, it's just that 90% of the US banks are not ready for this today.

The alternative everyone brings up is FedNow - slightly more expensive, but it works quickly and operates 24/7. The problem is that FedNow is a Real Time Payment system. Everyone i…

Is this just the downstream effect of Visa’s decoupled debit rules ? https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules... I know this is not allowed in the USA.

Treasury Prime (YC W18) | San Francisco, CA | Remote | https://treasuryprime.com Treasury Prime is transforming banking for the 21st Century. We partner with banks to build the tec…

All my exams (but one) were take home with well understand rules of engagement. The one exam that wasn't take hime was a visiting professor who made us take the exam at the same ti…

A version of the paper here https://songma.github.io/files/hm_video.pdf I really question this data sample.

Treasury Prime (YC W18) | San Francisco, CA | Onsite / Remote | https://treasuryprime.com Treasury Prime is transforming banking for the 21st Century. We partner with banks to buil…

Treasury Prime (YC W18) | San Francisco, CA | Onsite | https://treasuryprime.com We're growing, hiring, and have enough runway for many years! Treasury Prime is transforming bankin…

Those links are all broken :( Use https://treasuryprime.com/careers

Treasury Prime (YC W18) | San Francisco, CA | Onsite | https://treasuryprime.com We're growing, hiring, and have enough runway for many years! Treasury Prime is transforming bankin…

On Lisp is the best Lisp programming book I have ever read. Both PG’s lisp books are great and you can just read those and the CL hyperspec. On Lisp is out of print, but can be dow…

Treasury Prime (YC W18) | San Francisco, CA | Onsite | https://treasuryprime.com We're growing, hiring, and have enough runway for many years! Treasury Prime is transforming bankin…

Treasury Prime (YC W18) | San Francisco, CA | Onsite | https://treasuryprime.com Treasury Prime is transforming banking for the 21st Century. We partner with banks to build the tec…

Treasury Prime (YC W18) | San Francisco, CA | Onsite | https://treasuryprime.com Treasury Prime is transforming banking for the 21st Century. We partner with banks to build the tec…

Good job Brex and Radius Bank! This is a great product and a great user experience.

https://zenbusiness.com/ will create an LLC (I don't know what state) and then create a bank account if you want with Radius Bank in Boston. I've never used Zen myself, but they an…

For those interested in maximizing their interest rate on their cash holdings, I like https://www.maxmyinterest.com/ which has deals with many banks for high interest accounts. The…

The fed is still living with the fear of the 2008 crash. And you still need FDIC insurance even if you have a state charter.

I talk to (about) a person a week who wants to create a new US bank. Some are pursuing a de novo charter, some are buying a bank, and some are a quasi bank on top of another bank. …

If you get stuck at an American Banker paywall, just search on Google for the article "Radius in Boston working with fintech firm on online business checking platform"