Viewing profile — chrisplotz

In California, if you can't get fire insurance through the private market, you generally have access to the FAIR Plan ( https://www.cfpnet.com/about-fair-plan/ ). As the about page…

> when other companies called, you could tell them you have USAA and they're acknowledge they can't match the rates This is funny, I actually do say this. I co-founded Goodcover, w…

I have a lot of sympathy for this feeling - I am a USAA member, but through family, nothing I did. I feel fortunate that I qualify. My cofounder and I are trying to build a company…

Oh bummer, but no problem, thank you for considering us!

Sounds great, let us know if you have any questions! You can send your current policy to compare @ goodcover and we'd be happy to send back and apples-to-apples comparison.

Thanks! Yeah it was always annoying to us that you needed to give away all your personal details before you even found out whether something would be worth it, so we wanted to be d…

Thanks for your questions! So, the actual cost of the regulatory filing part isn't that high in dollars, it isn't necessarily cost prohibitive. The real issue is building a unique …

Thanks for your question. Apart from the structural difference (MGA vs. balance-sheet carrier) the main one is our business model. It allows us to offer better coverage for less mo…

Good question - yes. "Home computers" would cover it. Just be sure to check the limit you're buying and that it's adequate for the amount of equipment you have.

Thanks! I think (correct me if I'm wrong) you're asking about comparison sites - in those cases the law requires them to establish an agency relationship. We're open to it and thin…

Thanks for the feedback, that's not my intention. We're definitely not claiming we're the only innovation in 100 years. However the environment those companies started in is gone. …

Great question - volume of stuff is proxy for your estimated increased cost of living. More stuff, more likely to have a bigger household, higher everyday living expenses (hence, "…

Thanks! And yes, great idea. So far we've been seeing a lot of landlord-provided policies, and we beat them by wide margins. By pitching ease of use and great coverage for the mini…

No problem, it's important I think. It is a heavily regulated industry so we always have to be mindful of what is legal, what is going to get regulatory approval, and what we actua…

Thanks!!

So, given the underlying risk, I think the premium for wildfire in CA will be going up in general with or without this. The moratorium on non-renewal only lasts one year, and reall…

Thanks for the advice! As an insurance guy... I am always in need of advice from marketing folks! So thanks again.

Thanks for your question, it's an important one, and deserves more than a handwave answer. When we started Goodcover, our goal was to make it so we were not in conflict with our Me…

Firstly, I'm sorry to hear about your community, that is rough and hope people are ok. And thank you (and your fire buddies - my cousin is a wildfire-fighter) for all your work to …

Thanks!!

Thanks! Yeah, if the whole industry ended up working the way we do, we'd be thrilled. To your question: Premium: Our model has granular rating for high risk areas (fire is the bigg…

Yes, for sure - Home/Condo is next, with Auto, Life and others further down the roadmap. Lots to do! But the goal is to be full service.

Thanks! Yeah, reinsurance is key for sure.

Thanks! Short answer, Months - but perhaps not in 2020. Definitely recommend you get renters insurance if you don't have it. More info: We have to roll out state by state, meaning …

Thanks!! Sure, will do.