Viewing profile — aziz_sunderji

I think I’m addicted to Claude Code. All I want to do all day is explore ideas using data. I worry I’ll look back ten years from now and question my time use. I ended up…making lot…

The future of AI is being built in one place. The Bay Area has more technical PhDs than any other metro, and the gap is growing. Eventually the cost of concentrating so much talent…

Bay area employees of OpenAI, Anthropic, and Perplexity are using secondary share sales to fund home purchases, fueling a rebound in the local housing market. In mid-2023, the San …

For one, my model allows for refinancing.

Weak home construction was hurting the economy last year—not anymore!

During the GFC real estate volatility was mainly driven by big cities. Not this time: even the sleepiest small towns got in on the action.

Buyers waiting for discounts in nominal terms could be frustrated—price falls measured this way are rare and short-lived.

Credit is the lifeblood of the economy. That's why the Fed changes the prices of credit (interest rates) to speed or slow growth. Sadly, it's not very useful for making investment …

The argument for limited deposit insurance rests on an assumption that depositors can detect bad bank behavior. This is falsified by what happened at SVB. If depositors can't restr…

Bank stocks continue to fall, signaling problems with the financial system that run deeper than deposit flight at SVB and other regional banks.

A careful look at SVB's balance sheet shows why deposits were so flighty, and why bankruptcy was in the cards by the end of last year.