Viewing profile — argonaut

You are right, my comment is only valid in California.

Almost all health insurance companies in the USA are required to fully cover PrEP, including Descovy. This doesn't stop health insurance companies from trying to deny you, of cours…

HIV drug resistance is a real issue, not sure why other comments are dismissing the risk of resistance. The risk of resistance is why HIV positive individuals take a cocktail of dr…

The shot will likely be exorbitant in the USA. Gilead charged almost $2k/month for Truvada (list price, of course) and Descovy is the same. Generic Truvada is like $30/month now, s…

Car design is driven more by market analysis / price discrimination than engineering constraints. Engineering constraints explain some aspects of car design but they don't explain …

Credit card debt driving families to suicide is super exaggerated. America makes it relatively easy to get rid of credit card debt through bankruptcy. And even after bankruptcy it'…

The diet angle is just sugar and carbs.

Yeah, dental insurance is primarily a tool for companies to provide a tax free benefit to employees. It doesn't make much sense to buy dental insurance yourself, unless you're high…

Novamin is not really better than fluoride, from when I looked at the studies. Nano hydroxyapatite combined with fluoride has a little bit better evidence for it being better than …

There are plenty of honest dentists in the Bay Area (and America). If you're well informed, it's easy to tell based on a combination of Yelp reviews and what they recommend when yo…

I used to drive an old Prius - I believe they also had fuel economy tracking, a CD player, and some models had Bluetooth audio too.

This is a Toyota EV / plug in hybrid problem; Toyota's production numbers for plug in hybrids and EVs are very low (The RAV4 Prime is a plug in hybrid). Toyota still seems reluctan…

An infotainment is practically a legal requirement, since backup cameras are mandated by law in the USA. Since you already need a screen and a computer, you might as well add some …

This is based on the JD Power Initial Quality Survey which can't really be used to measure "quality" because they mix together "things customers get annoyed by" and "actual defects…

Because Tesla is pushing the Model Y with their pricing (presumably because margins are better). The Model Y Long Range is $500 cheaper than the Model 3 Long Range after tax credit…

I guarantee you that things like this are being driven by the attitudes / beliefs of the wider student population. Even if this particular initiative does not explicitly involve an…

My understanding is that income based affirmative action would actually have little effect on racial demographics. Hence why this isn't really discussed by these top colleges. In o…

WXLCKNO is referring to the BMW M3, specifically the "BMW Traffic Jam Assistant".

I think you have things flipped. Since the fee is a percentage, roboadvisors are perfect for someone with relatively low assets. If you have millions you benefit more from spending…

Probably mostly historical reasons. When McD was a small company, franchising was the best way to expand as rapidly as possible.

I'm all for frugality, but with a newer car you're getting vastly improved crash safety. Over the years crash safety ratings have gotten tougher and tougher. You can browse the IIH…

There is a generic now. https://www.goodrx.com/insulin-lispro There's also admelog, which is not a generic but is a "biosimilar" that is much cheaper.

A lot of people seem to be confused about insulin every time it comes up. There are many different forms of insulin. Regular human insulin has been around for decades and is fairly…

I don't know if this applied to your situation, but some automakers don't accept custom orders from dealers. Toyota comes to mind, for example.

You're basically arguing that Ford has a semi-monopoly over the car categories they compete in. Which is pretty laughable. Again, by your logic Ford can just jack up the price they…