Viewing profile — andrenader

OP here. Married Filing Jointly has nearly 90k of long term capital gains in the 0% tax bracket. Most the "income" coming from qualified dividends, long term capital gains, and imp…

It does factor in inflation. I am using a 3% safe withdraw rate in my calculations which is where I withdraw 3% of my portfolio balance in year one, then in year two I take that or…

Often in tech a significant portion of your comp will come from RSUs (restricted stock units). This means that as your company's stock moves, the income you can expect also changes…

I created a free google sheet template that makes it easy to track the value of your RSUs (restricted stock units). You can also compare Holding vs Diversifying historic scenarios.…

Thanks for reading! I do need a little more color in my life. The one key observation I made was: “Was fascinating to see how color played a big part in wear rates as well. My theo…

They make cheap sticker ones that I used for testing before upgrading to the machine washable buttons. Combined with apple shortcuts lots of interesting things you can automate.

Since I only talked for a year I didn’t get into the full life of items. Some of my clothes I’ve owned for 10 years too! One good realization was recognizing the type of items I wo…

I love unnecessary optimization! This was a fun little project. My end goal of to be more like you. I had just lost a lot of weight and before buying the few higher quality items I…

OP here. The value here is really the price it was when new. Most of the clothes was purchased over the past 10+ years. I didn't buy any new clothes the year prior to this project …

Hey HN, this is my original content. Happy to answer any questions. Turned out to be a fun little project.