Viewing profile — al3x

"Letting a person speak" isn't the only impact of inviting that person to your event, particularly an event that facilitates social gatherings and an ongoing dialogue between its a…

As a friend texted me this morning: "the talk on Urbit could have been dismissed on technical grounds". Perhaps it's interesting to you, but it brings very little that's new to the…

The political left in America were made enemies of the state during the era of McCarthyism. People's careers and personal lives were ruined during that Red Scare. That is "silencin…

There were a number of people who voiced their objections on Twitter. It's easy to ask the rhetorical question here, but if you really want an answer, go check out what they said. …

Sorry, I know it's been a long wait. We hope it'll be worth it.

So, a couple reasons: 1. Unless you're doing an absolute ton of spending on your rewards credit card, any fees you pay on your credit card probably wipe out any cash you're getting…

"Apple" sounds pretty generic for the name of a computer company :)

Hi, cofounder of Simple here. Some people are driven to change banks because of interest rates, but those people are not the majority. Most people change banks around major life ev…

We're not going to aggregate your existing accounts, so no, we may not be right for you. We're also not super interested in getting into white labeling, but it's something we've th…

We've considered it. Not something we're likely to do in the next year, but it's on our radar.

No, nothing has changed about our mission but our name. Like basically every US bank, we issue a debit card. That card needs to be on one of the card networks. We chose Visa for ou…

We've disclosed all of our bank, technology, and processing partners. I don't think we're likely to allow customers to choose which partner bank holds their funds, but we do make t…

Hi, cofounder of Simple here. There's a ton about when and how and if we exit that's out of our control, and I wouldn't presume to predict exactly what's going to happen. But, plea…

Daily ATM withdrawal limits are something we have some freedom to adjust, but ATM owners get to set their own limits as well. We're generally trying to make it easy to make substan…

If you're happy with your current bank, you're probably not our target customer. I think we're doing some stuff that's pretty different in terms of making your financial data easy …

We've explained in our FAQ why we don't do this currently: https://www.simple.com/faq/ Basically, reimbursing ATM fees is an illusion. They charge you over here and reimburse you o…

There's a couple of outcomes I can see: 1. We just aren't the right banking service for you. 2. We find out that a lot of people are interested in rewards programs, and we come up …

The actual process of opening an account with us at least as straightforward as opening an account with a traditional bank, if not a bit simpler.

The financial system is inherently complicated. Having an account with a traditional bank is no guarantee that your financial life will be free of intermediaries. Banks outsource e…

Hi, cofounder of Simple here. Do you have data on banks increasing fees to combat the expense of "cyber-theft"? That's a new one to me. Banks have mostly been raising fees because …

Hi, cofounder of Simple here. This is a good point. We think there's a difference between "simple" and "stark" or "minimalist". Our goal is to create an experience that's inviting,…

You will receive interest. In fact, we automatically move your money around behind the scenes so you earn as much interest as possible. I don't know when we'll start publishing our…

Hi, cofounder of Simple here. We're in the same position that your current bank is in when it comes to fraud and theft: we're insured for it, and we follow industry-standard practi…

If you bank with us, you're money resides in an FDIC-insured bank account. You have the account and routing numbers and can transfer funds in or out at any time. We try to make ban…

Noted.