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Viewing profile — aketchum

aketchum

HN member
Joined
Wed, Jan 23, 2019, 9:10 PM UTC
HN karma
676
Public activity
155 items

About aketchum

VP of Engineering at a fintech startup.

Happy to chat about tech, climbing, running, or places to eat in Atlanta.

Recent public activity

  1. comment
    Comment #47939221

    there are effectively no passenger trains in America and effectively no political will to expand them. Busses take multiple times as long for the same trip compared to a car. This …

  2. comment
    Comment #47705085

    nano seconds matter in some miniscule number of High Frequency and Algorithmic trading use cases. It does not matter in the majority of finance applications. No consumer finance us…

  3. comment
    Comment #46857726

    VIVA Finance | Atlanta, GA (In Person)| Back-end Software Engineer Target Experience Level: 2-4 years of professional software experience VIVA is a Fintech Startup based in Atlanta…

  4. comment
  5. comment
    Comment #45800882

    VIVA Finance | Atlanta, GA (In Person)| Front-End Developer VIVA is a Fintech Startup based in Atlanta, GA with the mission to build a more inclusive financial system. VIVA offers …

  6. comment
    Comment #45442854

    VIVA Finance | Atlanta, GA (In Person)| Front-End Developer VIVA is a Fintech Startup based in Atlanta, GA with the mission to build a more inclusive financial system. VIVA offers …

  7. comment
    Comment #44159679

    VIVA Finance | Atlanta, GA | Back-End Developer VIVA is a Fintech Startup based in Atlanta, GA with the mission to build a more inclusive financial system. VIVA offers unsecured pe…

  8. comment
    Comment #44106167

    It is always interesting to me when people say they are "bad test takers". You mean you are bad at the part where we find out how much you know? Maybe you just don't know the mater…

  9. comment
    Comment #44051270

    im interested in the answer because I have not seen the same productivity increases with claude code and copilot. When I read comments like your original one I think that I must be…

  10. comment
    Comment #43546944

    this seems unrelated to the post

  11. comment
    Comment #43493984

    If you have a 6% profit margin (i.e. grocery store) and then you have to pay 3% of basically all revenue, you are now at 3% profit margin. This is why Costco only accepts VISA - th…

  12. comment
    Comment #43493952

    > Where's the money coming from? You can't spend out of thin air... Of course you can - It is a credit card

  13. comment
    Comment #43081869

    "The banks marketed the deal last week with an intention to sell down the debt at 90-95 cents to the dollar but managed to price it at a higher price of 97 cents... In late 2022, a…

  14. comment
    Comment #43080726

    twitter corporate bonds are trading at 97 cents on the dollar now, they were trading closer to 40 cents shortly after the acquisition. I would not assume they are still losing mone…

  15. comment
    Comment #42917742

    I interviewed for an internship at Ford in probably 2015. It was striking to me that they spent basically half the interview hyping up Detroit and convincing me that it would be a …

  16. comment
    Comment #42891986

    Most of it is linear algebra and convex optimization. You can learn a lot of it with free resources from MIT, Stanford, Georgia Tech, or YouTube. If you want more of a school style…

  17. comment
  18. comment
    Comment #42840871

    I’m not being a troll I’m seriously asking - how does crypto replace banks? Am I going to get a mortgage in BTC? If narrow banking, why give them my btc at all instead of holding m…

  19. comment
    Comment #42435187

    this is a tangent for sure but I doubt you can find payday loans that lend for 30% APR (Apple Store takes 30%). People really have no idea what realistic rates are for people with …

  20. comment
    Comment #42062458

    we are not going to end public school. Just look at Kentucky where trump and R candidates won easily but the school choice amendment was crushed

  21. comment
    Comment #41702015

    AI is a term that changes year to year. I don't remember where I heard it but I like that definition that "as soon as computers can do it well it stops becoming AI and just becomes…

  22. comment
    Comment #41467891

    My company is an online lender - we use plaid so that users may instantly link their bank account. They have an alternative of verifying with micro-deposits, but that does take 2 d…

  23. comment
    Comment #41467362

    unlikely, who would pay the plaid bill here? they dont really have ala cart pricing - you have to create an account with them etc

  24. comment
    Comment #41467353

    this sounds incredibly hard to do - plaid's moat is that it is a bunch of work to keep up to date with all these different bank UI's, plus many banks have moved to OAuth which they…

  25. comment
    Comment #41363761

    internship programs are ways to lock in top talent from top universities. I don't know the stats but I bet the majority of graduates end up taking a job at a company they interned …