Viewing profile — agustinf

Hey aamatte, why do you charge 95% less than Twilio?

Just wear a couple of white earphones and you won't be judged

I was going to say the same thing. The lack of this feature prevented me from sharing it to my whole company

I'd be happy to introduce you to an engineer I know who is building a very interesting product that is starting to gain some traction. He lacks computer science knowledge/skills to…

Bitcoin layer 2 solutions (i.e. lightning network) don't have this "per transaction" issue, though

But look! https://twitter.com/khannib/status/1116352595537403905?s=19

Probably yes. If you are interested, we are too! Please apply to get to know you. https://fintual.com/steve

Yes, we're aware current incumbents appear to have interest in getting into this space, in fact, people working in some of them have directly gotten in touch with us regarding pote…

Gracias por la buena onda! Respondiendo punto por punto: - Usando fondos mutuos podemos pagar rescate de las inversiones en 3 días habiles, fondos de inversión tiene que ser sobre …

Thanks for recommending our solution to your family! What you say is definitely true. It is really surprising that investment culture and knowledge is so different between countrie…

Thanks for your thoughts! Cool insights there. In fact, we do use global ETFs so we do offer diversified exposure. As a regulated entity we are able to allow investment for as low …

Yes we are, thanks for your interest! Please take a look at https://fintual.com/steve to see open positions and application instructions. Cheers!

It currently works for Chileans and foreigners that have at least a bank account there. We might get good news from the "Alianza del Pacífico" treaty this year though. Otherwise, w…

Buenas preguntas, gracias! Para hacer frente a los costos fijos de transferencia lo que hicimos fue juntar el dinero de la gente en 3 fondos: - Fondo Mutuo Fintual Risky Norris - F…

Thanks! well even though the answer is 'yes the law does require a risk questionnaire' what we've seen with our users is that they actually enjoy answering these questions about th…

Thanks! I can't see your personal email in your HN profile, please email anything to vivacolombia@fintual.com to get your contact! Thanks again!

We launched Chile in March 2018, we plan to reach some milestones first and then move to tackle the next countries. About communication work, sure, we are editing our FAQ just now,…

Thanks for noticing! Yes, we use $ for peso and US$ for dollars because that's what our current customers would expect. We might have to localize the page once we grow. I feel putt…

We are going after that same middle-class group to start. It is for sure smaller in purchasing power than the US middle class in total, but competition for this market is also way …

Legally, we cannot say "see, this is Fintual" when referring to the backtest, but we could definitely do the comparison and show how a passive strategy beats most of those yacht hu…

We don't have short term plans to get in Brazil. We met Luciano from Magnetis ( https://magnetis.com.br ) here in Palo Alto a couple of weeks ago and he seems to be doing great the…

Chile is a good starting point for us because it has a higher GDP per capita and is highly digitalized. There's a pending treaty called "Pasaporte de fondos" that would in theory a…

Yes, I agree. And to improve financial literacy has proven to be a very hard, there's just too much noise when talking about money. We've seen mutual funds in LATAM charge up to 7%…

Hello HN!! I’m Agustin, founder of Fintual Inc, from YC’s S18 batch. We’re building an automated passive investment platform for Latin Americans ( https://fintual.com ). I come fro…