Viewing profile — Panzer04

Not really. I earn a reasonable income, but the reality is even though I live alone and don't really think about where I spend my money finances are good. I could quite easily save…

American fixed 30y mortgages actually make interest rate policy much less effective, in theory. In most countries with normal mortgages, raising rates fairly immediately transmits …

3-5x is way too much if you're still working. 1x is plenty IMO.

The magic of market pricing means people will figure out the best solution and optimise towards that. Hot water heater tanks are easily one of the most obviously good applications …

Yes, the government subsidies for home batteries specifically are a very poorly targeted handout. Unfortunately splashy policies like this are classic vote buying measures, even if…

The connection fee would also rise with less energy consumption/free electricity to amortize the fixed costs of the power grid.

Radio telescopes are hilariously massive. I'm not sure it'd be easy to reproduce their capabilities in space?

Starling is 10k satellites shared across the entire planet. A satellite will serve thousands of customers, whereas a fixed line only serves one. I think 10k is also severely unders…

I'm a bit surprised you don't run into things like this then :). Do you use GDB and the like at all? Or do you mean all the windows specific stuff etc, I guess I was more imaging t…

Not a programmer?

Paying for T2 means the whole team gets faster T2s. Giving them resources lets them build them faster because their own resource generation is less than that of the team. T2s are s…

Well, they can't sell out the game code. That's not how GPL works.

This very much depends on the lobby. I don't think this is unique to BAR either - it's just that 8v8 is the most popular mode. Lots of players mean more chances to get a toxic guy …

Depends, they've gone to pains to ensure the indexes will buy as share lockups end. It's dodgy no matter how you look at. The one saving grace is s&p isnt changing anything, and th…

That's why broadcom bought the company he went with instead.

Isn't this what all of the big companies that spend a lot on R&D and engineers promise? And then the reality turns out not to be the case - you have to continuously spend on R&D to…

I think the more salient points for the paywalls is people want pay once access everything, instead of piecemeal. I would certainly be happy to subscribe to "news" in general, but …

People use LLMs for news?

As in, current indexes perform that much worse. Frontrunners around index rebalancing etc. SpaceX is the same idea, just way more obvious. People knows what the index funds are goi…

Starling is an entirely different beast. However, it's addressable market is not unlimited. More people live in urban and suburban areas with fixed line internet than ever - the on…

That's very cute. I wonder how much more complicated and effective statistical predictors are.

Because the rules are clearly going to result in lots of buying pressure from passive indexes on a large stock with little time for price discovery. Come on, let's be adults here. …

The real issue is that existing shareholders will all be eyeing each other wanting to exit at the highest price it'll ever be. That's a lot of selling pressure. I can't imagine man…

0.8% of drag is a lot when you can do basically the same thing by not strictly following the index. There are funds from Dimensional and Avantis that are basically just index funds…

Yep, this. A unit (multi-dwelling property, not necessarily an apartment) might cost 650k here, but only rent for 500$/w. 25kpa is a 4% return on that principle, before expenses (p…