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In fact, a french website published an app called "Defiscalisator" ( http://www.finansemble.fr/defiscalisator ). It aims to optimize things for you in order to pay less taxes.

This is so true, and goes the same for every job. I saw expert developers push stuff right into master and deploy it without testing because "they know what they do and you have to…

Yes it makes it sound horrible. 0.33% is nothing when speaking of over expenses. Plus, getting larger train was planned as French Government passed a law for accessibility for the …