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I totally agree with pretty much every point you make. I also invest in US majority index funds so certainly agree they are the best bet. I do however think security and certainty …

But what if you are sued due to something completely out of your control and lose your wealth? Or face a medical problem that requires expensive treatment not covered by your insur…

I've had a very similar realisation recently. A lot of what I spent the last 5 years doing has largely been to reach a state of security where I feel I 'no longer need to worry'. D…