Viewing profile — Aaronontheweb

Moving away from RSS was a mistake

> Do you have non-ACA insurance? One explanation for why your costs are so much higher than the national average is that you're on a non-complying plan (you can also still buy plan…

I can assure you they are, if anything, understated - as I am not including the expenses my health insurance will not cover. So no, you are fully in the wrong there. What do I have…

That's not what the link the OP included said and not what I said either, but I concede your point - that's my fault for checking individual health care marketplaces (like eHealthI…

Dude, you don't even have your own facts straight and you are embarrassing yourself. It's clear you have no experience, don't understand your own sources you provided, or any clue …

> ACA plans absolutely cover childbirth ( https://www.healthcare.gov/what-if-im-pregnant-or-plan-to-ge ...) that link doesn't even say what you says it does - it said you can apply…

> the $14300 is the family out of pocket max You know they charge you, separately, for both the mother's care AND the infant's during a delivery right? Those count as two people. I…

1. I mentioned, in multiple places, that this is the cheapest PPO offered to me through a limited selection of potential brokers / marketplaces - and that's important because it co…

The explanation of benefits simply doesn't cover child birth - this is extremely common for individual marketplace plans.

> Given he has 3 children, 400% of FPL in 2026 is $150,600 so he's easily eligible for ACA subsidies I am absolutely not eligible. I earn more than $150k. And "manipulating your in…

I included screenshots of my actual health insurance premium terms, including the plan number, which is what is at issue in the article.

Did you try reading the lengthy section of the article where I answered your question?

> It sounds like you're trying to communicate that you pay at least $200/month per smartphone for your family? Or you don't value precision in communication. You're moving the goal…

I pay that at least much for my family, hence why I used it

I'm right there with you - this is a case study in "perverse incentives." There is zero benefit to "paying into the system" to be had under the current model. Better to chance it a…

I think the market can do a better job of optimizing than central planning ever can - the problem is we have both the costs of capitalism and socialism concurrently with the model …

I actually thought about including this in the piece (and how car sizes become a problem once you hit 4+ kids) but decided to keep it more focused on just the healthcare costs

My wife had to have an emergency C-section the first time around when they lost the heartbeat on our first baby, so we've stuck with planned C-sections - so yes, we are somewhat co…

I only keep this plan because we're planning on having children, so yes, it's included in the pricing decision.